Buying a home can be one of the most expensive and stressful decisions that you make. It is therefore essential that you are aware of the condition of the property and whether you are paying the right price.
Many homebuyers rely on their mortgage valuation report as an assurance that the property they are purchasing is in sound condition, when in fact, the report is not a survey and is solely carried out for the lender, who is only concerned whether the property is suitable as mortgage security.
Despite this, many homeowners proceed to purchase without having a survey undertaken, and often regrettably so. Ensure your investment is protected by commissioning one of our comprehensive surveys below today.
RICS Home Survey Level 1
Formerly known as the Condition Report
A very brief report which will simply state whether there is an issue with a certain element of the property or not. Gives very little information regarding the issue and appropriate next steps.
RICS Home Survey Level 2
Formerly known as the HomeBuyer Report
Well suited towards flats, but also houses which are not very complex e.g. such as a house with a relatively small floor area (e.g. <110m2). The report is written in a more general and to the point fashion when compared with the Level 3 report.
RICS Home Survey Level 3
Formerly known as the Building Survey
Suited towards larger properties, typically houses as opposed to flats; either in tired condition or which have been recently refurbished or constructed. Properties which have been heavily extended or altered may also benefit from the Level 3 Survey. Whilst our inspection process is near identical to the Level 2 Survey, the Level 3 report gives a greater level of detail and is more specific.
Valuations
RICS Red Book Market Valuations for the likes of taxation, matrimonial, shared equity and new purchase proceedings. An assessment of the property’s value based on factors such as its location, size and condition.
Virtual Home Survey
A useful add-on to our Survey product, allowing the client to walk through the property remotely. Can also be produced with measured floor plan which can be useful for the likes of furniture planning.
Insurance Reinstatement Appraisal
An appraisal for home insurance purposes, we calculate the cost of re-building your property.
Party Wall Surveys
For works either on or close to party walls, such as extensions or installing beams into shared party walls. Acting for Building Owners and Adjoining Owners, we will ensure that your rights and obligations are protected in accordance with the Party Wall etc. Act 1996.
Request a Survey or Valuation
Request a Survey or Valuation
At Smart Home Surveys we can help you with your residential property needs by:
- Carrying out a survey to check the condition of a house, flat, maisonette or bungalow
- Working out an accurate valuation of a property for a variety of purposes, for example:
- For peace of mind if you are buying a property
- To redeem a Help-to-Buy or Shared Ownership loan or to buy a bigger share of your home
- For matrimonial or other disputes
- For probate purposes
- For tax calculations
- For insurance
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In the meantime, please take a look at what we do.
Thank you, Smart Home Surveys.